How Seniors Benefit Most from the Canadian Dental Care Plan
01. Why seniors were prioritized
The government rolled out CDCP eligibility starting with seniors 70+ in 2024, recognizing that this demographic was most likely to have gone without dental insurance after retirement. Oral health in older adults directly affects overall health outcomes.
02. What CDCP covers for seniors
Preventive care, X-rays, cleanings, fillings, extractions, and dentures are covered. For seniors with complex needs, this can represent thousands of dollars in annual dental care at little or no cost.
03. Income-based coverage percentages
Seniors with family income under $70,000 get 100% coverage with no co-pay. Those earning $70,000–$80,000 pay 40% co-pay. Those earning $80,000–$90,000 pay 60% co-pay.
04. Finding a CDCP-accepting dentist as a senior
Mobility limitations make location and transit access especially important for seniors. DrGreat's location filter helps families find CDCP-accepting clinics close to a senior's home or care facility.
05. Helping a parent navigate CDCP
If you're helping an older parent access CDCP, the key steps are: confirm eligibility at canada.ca, find a CDCP direct-billing clinic nearby, book a preventive appointment first, and understand what documentation the clinic needs.
